Identity Theft Is A Term Used To Refer To Fraud That Involves Stealing Money Or Getting Other Benefits By Pretending To Be Someone Else. Welcome To idTheftWeb.com. This Site Is Your Free Information Resource That Will Answer All Of Your Questions About How To Protect Your Identity.
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Everything You Must Know About Credit Monitoring Services, Identity Theft Protection, Identity Theft Protection Services, Credit Identity Theft, And Credit Report Identity Theft.
Chances are good that you know someone who has been victimized by the fastest growing crime - identity theft. The Federal Trade Commission (FTC) reported that there were 10 million cases of identity theft in 2002 alone. It’s estimated that someone’s identity is stolen every 79 seconds. The bad news is with increasing amounts of personal information available to an experienced identity thief, it shows few signs of slowing down. The good news is that identity fraud is now a federal crime with stiff penalties for those who perpetrate these crimes. Here are a few simple steps you can take now to minimize your risk: 1) Check your credit report annually, if not more often. Most...
Years ago, if someone wanted to rob you blind, it was an up close and personal task. They'd either have to confront you face to face or perhaps break into your house or car in order to steal your possessions. Or maybe it would take the form of one of those bank robberies you still see in some movies. But the modern day thief is a high tech breed and often makes identity theft his preferred method for "getting the goods", which makes this one of the fastest growing crimes in the world today. We all need to wake up and become more aware of this increasingly widespread problem. Now someone can simply get your personal information instead of robbing you to your face, giving them access to...
Unfortunately, the incidence of identity theft has skyrocketed in recent years, even with all the attention being given to the situation. While most people know the problem exists, and agree that one should be vigilant in protecting their identity, they tend to think it only happens to other people. The truth of the matter is that identity theft happens about once every minute - so it can happen to anybody. The sad thing is that there are some very basic steps that could cut down the incidence of identity theft appreciably, if everyone would take them. Here are five tips to help you prevent identity theft from happening to you: 1. Shred any personal documents that you discard, including...
Millions of Americans use credit cards, take out money from savings and checking accounts, write checks, and open new bank accounts everyday. By completing these everyday tasks, many Americans put themselves at risk for identity theft. However, there are many steps that one can take to protect oneself from being an identity theft victim. In addition, knowing how an identity thief gets his or her information will allow a person to be safer.
How Do Thieves Get Their Information?
An identity thief can do many things to retrieve things like your Social Security Number, and credit card number. Some thieves steal mail, which often has bank statements and credit card numbers. Thieves may get information from an institution or business by stealing records while they are on the job. Some thieves use false advertising to get victims to give out their credit card numbers over the phone. Thieves can also implement a process known as “skimming,” This process is where a thief uses a computer to track what buttons you pushed at an ATM machine.
How Do They Use the Information?
How an identity thief uses the personal information is a whole different ballgame. Identity thieves may change account numbers, or access all the money in your account electronically or otherwise. Identity thieves may also open up various credit card accounts and run up charges. Some identity thieves go so far as top change the billing address for a credit card account, so they can run up the bill, and it will be some time before you realize it because the bills are being sent to a different address. Some thieves get jobs, or file false tax returns using someone else’s name and Social Security Number.
How To Protect Yourself
Now, all this identity theft seems mighty scary, but there are many ways to protect yourself. It is very important to get rid of all unnecessary documents. When throwing out bank statements, or anything with personal information on it, many people make use of paper shredders. This is a very good idea. Rarely give your credit card number out over the phone unless you are positive that it is a trustworthy business, and even in that case, exercise caution. Finally, keeping track of wallets, purses, and any important documents is key to successfully defending yourself from identity theft.
If identity theft does occur, there are many steps you can take to make sure you are not harmed financially. Canceling a credit card is the obvious choice. However, you can also put out a “Fraud Alert” on your credit card. This will allow you to review your credit card statements as much as you like. You can look for any strange purchases, or account openings, or anything out of the ordinary. The two types of alert are “initial alert” (90 days) and “extended alert” (seven years). Other steps you can take are closing accounts that you believe have been tampered with. You can also notify the police.
Conclusion
Identity Theft is a serious crime, with serious consequences. However, if you take precautions, and know what to do in the event of identity theft, you will be safer. The key to protecting yourself is knowing what you’re up against.
Identity Theft profoundly affects one in every four people this year. 25% of the population will experience some form of Identity Theft, and how many of them will have the financial resources to correct it, or even the knowledge that their identity has been stolen? Identity Theft can ruin your credit. It can steal away your career. Identity Theft can make you a criminal. So, what can you do to protect yourself? Protect Your Identity · Keep track of your wallet
· Manage your financial assets in person
· Don’t give out your financial or identifying information without knowing the person you are giving them to
· NEVER sign up for a new service over the phone – when they called you
· Research all business contacts for quality and identification Maintain Your Identity · Check your credit reports frequently for errors
· Verify numbers on everything
· Keep copies of all documents
· Immediately report any lost wallets or theft
· Shred ALL identifying documents before trashing them Restore Your Identity · Contact all credit reporting agencies to announce there’s a problem
· Write letters to correct any issues
· Keep copies of all important documents in a safe place
· Contact legal authorities immediately when you suspect a problem There are currently a variety of companies available who offer to protect your identity for you. Many of these are high quality, highly recommended companies with a track record of being reputable. However, as with any service, they are not nearly as affected, as you will be if your Identity is stolen. Protect yourself. Never leave your own personal identity to someone else to protect entirely, it is of far less consequence to them than it is to you if YOU slip through the cracks. Marketing Guru Jan Verhoeff...
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