Identity Theft Is A Term Used To Refer To Fraud That Involves Stealing Money Or Getting Other Benefits By Pretending To Be Someone Else. Welcome To idTheftWeb.com. This Site Is Your Free Information Resource That Will Answer All Of Your Questions About How To Protect Your Identity.
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LexisNexis, a provider of personal and financial data, recently reported that the personal information of as many as 310,000 people nationwide may have been stolen. This figure is nearly 10 times higher than the original figure disclosed last month by the company. ChoicePoint Inc., another consumer data collection service, stated 145,000 people in their database were possibly exposed to identity thieves earlier this year. At DSW Shoe Warehouse, officials acknowledged stolen credit information at 103 of its 175 stores nationwide. Hackers have also targeted databases at California State University as well as the University of California, San Diego. Many consumers now fear that using the...
"Good people do not need laws to tell them to act responsibly, while bad people will find a way around the laws." Plato. Identity theft, one of the fastest growing crimes in America, is a federal crime under the Identity Theft and Assumption Deterrence Act. Bad people or con men usually find ways to get around this law. Identity fraud occurs when a con artist illegitimately uses your identity to make a frightening number of financial and personal transactions in your name, leaving you - the ID theft victim, responsible for what might turn out to be a mind-boggling turmoil in your life. Last year ID fraud crimes topped the list of complaints reported to the Federal Trade Commission (FTC),...
Preventing identity theft is never foolproof but here are some good tips that will make it more difficult for anyone to steal your personal information. The first and most important step for preventing identity theft is keeping a close watch on all of your personal information and your credit report. Check your credit reports from all three bureaus at least once a year. Once you get your credit report check carefully to see that everything is accurate. If you find an error, dispute it immediately so you can protect yourself from fraud. Quite often similar names and similar social security numbers get mixed up, or worse, someone could have stolen your identity. Another good way of...
Identity theft can be extremely damaging and upsetting for victims. Imagine finding yourself with thousands of dollars worth of debt you knew nothing about. Imagine being the subject of a criminal investigation for a crime you didn't commit. Identity theft opens the door for someone to use your name while committing crimes and opening accounts among other things. Identity theft protection is a must in today's society.
There are two types of identity theft:
Financial Fraud, including credit card fraud, bank account fraud, tax fraud and computer fraud.
Criminal behavior that can range from cyber crimes to drugs related crimes and much more. To hide their own identity, criminals often use this type of identity theft.
These crimes can be devastating for the victims in a number of ways and can result in criminal convictions and debt. Identity theft protection is extremely important and if you take specific action you will reduce the chances of it happening to you. The opportunity for identity theft can sometimes be as simple as a forgotten credit card receipt or credit card offers in the mail. Actively protect yourself from identity theft by following these basic steps.
Never give out your personal information over the phone; it is common for scam artists to pose as your financial institute and request information over the phone.
When dealing with companies that require personal information such as social security or tax file numbers, check that they will protect your privacy.
Review your monthly credit card statements and bank activities to make sure you can account for all transactions. If you find anything you can't account for in you statements report it immediately.
Dispose of any sensitive material carefully, this may mean destroying documents with personal information on them. You don't want your rubbish to reveal personal information that could be used in identity theft.
Don't carry unnecessary information on you in your purse or wallet. Make photocopies of your passport, credit cards and bankcards to make it easier for you if you lose them and need to cancel them.
Be careful with deposit slips as they contain all the information someone would require for accessing your bank accounts.
Use strong passwords on your accounts.
Be conscientious about credit card receipts.
If you think you have become a victim of identity theft, contact police and fraud offices immediately. Close accounts and get your credit cards reissued with new account numbers and passwords. Let your bank know why you are doing this and follow up the phone call by stating your reasons in writing. Protect yourself and don't become a victim. By being active in the prevention of identity theft, you will make yourself a less attractive option for identity theft.
Salim Jordan is Editor and Publisher of MoreThanLinks :: Technology. He regulary writes on internet security and identity theft. Visit http://technology.morethanlinks.com
The Tools Used In Identity Theft Identity theft is very quickly becoming the crime of choice for thousands of criminals worldwide. With online Internet access to just about any kind of database you want becoming easier and easier to acquire, the crime of Identity Theft is becoming so easy, a child could do it, if they are even mildly adept at using a computer. So how does identity theft occur? Below are some of the ways you can become a victim Identity Theft From The Dead: The goal here is to scour through newspapers obituary columns to find out who has died lately. Then once you get a list of the dearly departed and their addresses, you go over to their homes and grab any mail that is laying around. Some of the items used in identity theft are bank statements, credit card receipts, tax bills, and utility bills. They will even go through the garbage looking for anything that will help the perpetrators with the identity theft This may take a few days maybe up to a month, but you can be sure that many of the dearly departed's loved ones are to traumatized & busy with other details to stop credit card bills and invoices from creditors from being sent out. Another way to exploit those who have left this earth, is to make an appointment with a realtor to view the property of the newly deceased. Once inside, the thieves will go through the house looking for mail, invoices, even ID that may still be in the house, literally anything that will help the crooks with the identity theft of your loved on. Scotland just had over 7000 dead identity theft victims in a recent crime spree perpetrated by Scottish gangs. Statistics say that around 30 percent of all ID thefts occur by stealing the identity of a dead person. High Tech Identity Theft: One of the laziest ways to...
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