Identity Theft Is A Term Used To Refer To Fraud That Involves Stealing Money Or Getting Other Benefits By Pretending To Be Someone Else. Welcome To idTheftWeb.com. This Site Is Your Free Information Resource That Will Answer All Of Your Questions About How To Protect Your Identity.
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Identity theft and fraud are no fun. While nothing is foolproof, there are some basic guidelines you can follow to help you avoid identity theft. Keep your identity intact with these helpful tips. Print them out and share them with your loved ones. (1) Stop Sharing Info Freely – Sharing is wonderful, however, not in the world of identity theft. So stop openly giving out your confidential information so quickly and easily, especially when it’s not needed. For example, do not write your drivers license number, social security number and phone number on your checks for clerks, delivery people or anyone. And tell others not to write the info on your checks either. Any number of people can...
Years ago, if someone wanted to rob you blind, it was an up close and personal task. They'd either have to confront you face to face or perhaps break into your house or car in order to steal your possessions. Or maybe it would take the form of one of those bank robberies you still see in some movies. But the modern day thief is a high tech breed and often makes identity theft his preferred method for "getting the goods", which makes this one of the fastest growing crimes in the world today. We all need to wake up and become more aware of this increasingly widespread problem. Now someone can simply get your personal information instead of robbing you to your face, giving them access to...
According to many experts, identity theft is one of the fastest growing crimes meaning more and more of us will fall victim to this modern day type of theft. With so much of our information out there in the public realm, it is more important than ever to minimize the amount of personal information unauthorized people have access to in order to keep your identity safe. There are a few things you can do to protect yourself from identity theft. One of the simplest solutions is to purchase a shredder. Ideally it will be able to shred not only paper but also credit cards, CDs and larger items. However a basic paper shredder is a must as a bare minimum. You can purchase a small shredder...
Chances are good that you know someone who has been victimized by the fastest growing crime - identity theft. The Federal Trade Commission (FTC) reported that there were 10 million cases of identity theft in 2002 alone. It’s estimated that someone’s identity is stolen every 79 seconds.
The bad news is with increasing amounts of personal information available to an experienced identity thief, it shows few signs of slowing down. The good news is that identity fraud is now a federal crime with stiff penalties for those who perpetrate these crimes.
Here are a few simple steps you can take now to minimize your risk:
1) Check your credit report annually, if not more often. Most victims of identity theft don’t realize they’ve been victimized until 14 months after the crime. By then the damage is done and you will spend a significant amount of time and money trying to correct it.
2) Keep your Social Security number private. Do not have it printed on your personal checks or drivers license. Do not share it with anyone, including merchants, unless they can provide a good reason for having it. Once someone has your Social Security number they have the key to unlocking your identity and using it fraudulently.
3) Shred offers for pre-approved credit cards that you receive by mail. Do the same with any receipts that contain account numbers or your Social Security number. Identity thieves are not afraid to go “dumpster diving” in order to obtain your personal information.
Identity theft has become the fastest growing crime because it is the most profitable crime. On average, the loss from identity theft is about $18,000.00. Taking these precautions now can you save you from becoming another statistic in the fight against identity theft.
James is editor of "TO YOUR CREDIT", a weekly free newsletter. Subscribe to the newsletter by visiting http://www.yourfreecreditreportnow.com. He is also author of “Identity Theft - How to Avoid Becoming the Next Victim!” available at http://tinyurl.com/bc45
What is identity theft? Identity theft is when someone without your permission fraudulently receives and uses your sensitive information. Is identity theft a criminal offence? Identity theft is a serious criminal offence. When someone commits an identity theft by using your name and credit record it may take you months, even years clearing up the confusion. Clearing up an identity theft may prove to be very expensive. The chances are while repairing the mess due to the identity theft, you may lose your job, or lose out on job options, your home and car loans may be turned down and even education loans may be rejected. You may also be arrested for crimes committed by someone else using your identity. What exactly is stolen in an identity theft? In an identity theft the thieves fraudulently obtain your name, address, phone numbers, bank and credit card account numbers, driver’s license and social security number (SSN). How is identity theft committed? Persons committing identity theft are very resourceful and get information from different sources. One very simple way is by stealing wallets and purses carrying identification and credit cards or by stealing personal information from your home directly. Identity theft may be carried out by persons pretending to be an employer, landlord or any other person who have legal right to your personal information. Identity theft perpetrators may steal records from employers, or bribe an employee having access to the records or even hacking into organization’s computers. Another identity theft method is by going through your personal or business trash. This is known as “dumpster diving”. Identity theft may be carried out by someone abusing the employer’s trust and accessing credit report information. Personal information...
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