Identity Theft Is A Term Used To Refer To Fraud That Involves Stealing Money Or Getting Other Benefits By Pretending To Be Someone Else. Welcome To idTheftWeb.com. This Site Is Your Free Information Resource That Will Answer All Of Your Questions About How To Protect Your Identity.
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Everything You Must Know About Credit Monitoring Services, Identity Theft Protection, Identity Theft Protection Services, Credit Identity Theft, And Credit Report Identity Theft.
Identity theft, one of the most frequently reported crimes in America, is a federal crime under the Identity Theft and Assumption Deterrence Act. Identity fraud occurs when a charlatan illegitimately uses your personal and/or financial information to use your credit accounts, tap your bank accounts, get new credit in your name, file fraudulent tax returns, get cell phones in your name, access your insurance benefits, and so on. For years, the primary cause of identity fraud has been good old-fashioned or low-tech analog crime. Charlatans rummaging though mailboxes, snatching purses or searching the garbage for discarded bank statements or credit card receipts used to be prime examples of...
"I got bad credit I'm not worried" "It happened to a friend of a friend" "I've got other priorities now" "All it takes is guarding your Social Security number" "I can trust the people around me" These quotes are all too common regarding identity theft. The problem is the Federal Trade Commission, various law enforcement agencies and identity theft experts have stated there are no 100% guarantees and the numbers for identity theft keep getting worse "I got bad credit so I'm not worried" Just recently KFLY TV in Lafayette Louisiana reported that 2 men were arrested for stealing the identity of 2500 people. Identity thieves don't run credit checks before they steal your...
How to avoid identity theft is one topic that anyone who makes any kind of financial transaction – big or small - should be knowledgeable about. Your credit cards are often the grounds of identity theft. But since it is almost impossible not to have credit cards these days, heed the following tips instead to avoid becoming a victim of identity theft. * One way to avoid identity theft is to never leave your credit card receipts at the ATM or gas station. This is a mistake that is easily and carelessly made by a lot of people. If you want to learn how to avoid identity theft, then you should know that the most experienced thieves might be able to use information contained in these receipts...
Chances are good that you know someone who has been victimized by the fastest growing crime - identity theft. The Federal Trade Commission (FTC) reported that there were 10 million cases of identity theft in 2002 alone. It’s estimated that someone’s identity is stolen every 79 seconds.
The bad news is with increasing amounts of personal information available to an experienced identity thief, it shows few signs of slowing down. The good news is that identity fraud is now a federal crime with stiff penalties for those who perpetrate these crimes.
Here are a few simple steps you can take now to minimize your risk:
1) Check your credit report annually, if not more often. Most victims of identity theft don’t realize they’ve been victimized until 14 months after the crime. By then the damage is done and you will spend a significant amount of time and money trying to correct it.
2) Keep your Social Security number private. Do not have it printed on your personal checks or drivers license. Do not share it with anyone, including merchants, unless they can provide a good reason for having it. Once someone has your Social Security number they have the key to unlocking your identity and using it fraudulently.
3) Shred offers for pre-approved credit cards that you receive by mail. Do the same with any receipts that contain account numbers or your Social Security number. Identity thieves are not afraid to go “dumpster diving” in order to obtain your personal information.
Identity theft has become the fastest growing crime because it is the most profitable crime. On average, the loss from identity theft is about $18,000.00. Taking these precautions now can you save you from becoming another statistic in the fight against identity theft.
James is editor of "TO YOUR CREDIT", a weekly free newsletter. Subscribe to the newsletter by visiting http://www.yourfreecreditreportnow.com. He is also author of “Identity Theft - How to Avoid Becoming the Next Victim!” available at http://tinyurl.com/bc45
This is certainly a sign of the times. In recent times not only do we have the usual suspects of well being, life, pet, travel, and automobile insurance, but now our society finds a need to provide identity theft insurance coverage as well. The numbers speak volumes, as lots of costs are associated with identity theft not to mention the untold stories of ruined lives, and broken reputations. There are some monitoring offerings that for a fee will allow you to keep tabs of your credit accounts including other personalized files continually. Some value-added offerings may incorporate tracking systems to find out the activities of identity-thieves along with their theft activities if you turn out to be victimized by identity theft. Nobody really is surely protected from identity-theft online as both educated and normal civilians are becoming victimized by increasingly sophisticated attacks on one's privacy. Identity theft insurance by and large costs a nominal amount monthly and may help put a stop to insane losses should the case arise where your identity is stolen. It's really unfortunate that trying to inhibit identity theft has become almost a full time job. With some many new developments, and sneakier tactics and strategies employed by individuals to compromise other people's personal info online, it's 100 percent a brave new world that we are facing. To start, definitely try to exercise safer browsing, and avoid downloading programs that are not digitally signed or that seem suspect. Don't follow any links in your emails, if the email doesn't come from a trusted source or third party. When using public pc terminals, try to avoid using your credit card data and also entering any intimate info such as your password and username. Just keep your eye opened and you...
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