Identity Theft Is A Term Used To Refer To Fraud That Involves Stealing Money Or Getting Other Benefits By Pretending To Be Someone Else. Welcome To idTheftWeb.com. This Site Is Your Free Information Resource That Will Answer All Of Your Questions About How To Protect Your Identity.
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Everything You Must Know About Credit Monitoring Services, Identity Theft Protection, Identity Theft Protection Services, Credit Identity Theft, And Credit Report Identity Theft.
By now, every adult should know that identity theft is the fastest growing crime in America. It has become an epidemic, leaving everyone at risk, including children, adults, the elderly, those with good credit, bad credit, or no credit. And, to make matters worse, most people do not know if their identity has been stolen. The biggest misconception is that identity theft only affects or involves your credit. If you, too, believe that identity theft only affects or involves your credit, then you might want to keep reading.
In addition to credit related identity theft, there are at least four other categories of identity theft that will not necessarily affect your credit, but can ruin...
Identity theft is the growing national epidemic. There are literally hundreds of ways you can loose your all important credit ratings through identity theft, as it happens with a hundreds of thousands of Americans every year. There are more numbers of identity theft cases reported than there are robberies filed. Preventing identity theft is a simple matter of playing it safe. Identity theft protection relies on the old adverb better safe than sorry. Preventing identity theft is the key to identity theft protection. Here are certain guidelines for preventing identity theft and the 3 identity theft protection laws: Identity theft protection Law # 1: 1. Protect your Social Security number...
We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity theft. In fact, according to a 2003 release from the Federal Trade Commission, almost 10 million people in the United States may be victimized by identity bandits each year. So what does that mean? Someone has stolen your credit card – your credit card company can help you with that, right? Well, according to the FTC, almost 60% of identity theft issues don’t pertain to your existing credit card accounts. Identity theft can occur as a result of new lines of credit being opened in...
If you think identity theft happens only to other people, think twice.
I woke up to that the reality that anyone could be a victim of identity theft when my son called and told me he was notified of suspicious activity on his credit card. He lives in California and the charges occurred in Washington, a state he had never visited before.
Identity theft happens when someone uses your personal information without your permission to commit a fraud crime. An identity thief needs only a small amount of personal information to make the crime happen. Often your first hint that your identity was stolen is when you start to get calls about overdue bills. When the calls stop that does not mean your identity has been restored. The thief may just be changing the address to where the bills are sent when he uses your credit card.
Identity theft refers to the theft of name badges, driver's licenses, social security numbers and other financial information.
If your social security number is stolen, you can place a "initial fraud alert" by calling one of the three nationwide consumer reporting companies:
Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241
If the theft involves your driver's license or other government ID, call the agency immediately to cancel the document and get a new one issued.
To help thwart identity theft use internet passwords with random letters and numbers. Using your mother's maiden name or even a pet's name is insecure.If you discover that you are an identity theft victim, call your credit card companies and cancel your credit cards immediately. Call your bank and discuss whether you should close any accounts there as well.
You can also monitor your personal credit report to spot incorrect information. Remember that fraudulent activity may not show up right away so it is good to monitor often. Here is one website where you can obtain a free credit report:
https://www.annualcreditreport.com/cra/index.jsp
Keep an eye out for missing bills and be suspicious if you receive a credit card you did not apply for. Another warning sign of identity theft is denial of a new credit card you applied for or more stringent terms on a new card.
Identity theft is definitely on the rise. In 2003 over 198,000 identity fraud complaints were issued. According to the latest government report in December 2005, identity theft complaints rose almost 30% to 255,000 complaints were made. In fact, identity theft complaints represented 37 percent of the 686,683 complaints filed.
Identity theft will probably never go away. Be smart and take precautions now to avoid a horrible experience in the future.
Greg Cryns is the founder of McHenry Online, http://www.mchenryonline.com, a website focused on information about McHenry County, Illinois. He is also the owner of http://www.getshredders.info where you can get information about paper shredders.
The first thing you have to keep in mind to prevent identity theft is the power your personal information gives the thief. A thief can use your social security number, credit card number, password, PIN, etc. to make transactions under your name, which can cost you both hard-earned money and a lot of time trying to fix the damage. So, don’t give them that power. 1. Keep Important Documents Safe and Secure. Never allow anybody to fix your wallet, purse, or bag where you have IDs, bank statements, credit cards, and other important documents to prevent identity theft. You shouldn’t be complacent, even with those close to you. Studies show that in around 26% of identity theft cases, victims knew the perpetrators. 2. Properly Dispose Important Documents. Shred or tear up receipts, personal applications, bank or credit card statements and scatter them among different waste bins to prevent identity theft. Better yet, burn them before throwing them away. Do not leave transaction receipts behind after making a purchase to prevent identity theft. Never leave your receipt at the ATM machine. 3. Do Not Giving Out Personal Info Over the Phone. Never give your account details and other similar information to someone who calls you asking for it. To prevent identity theft, ask to ring them back, or bother to see them personally at their office before giving out any details. Better yet, to prevent identity theft, give out details only if you initiated contact. 4. Bringing Only IDs You Need. It’s easier to keep track of your IDs on a daily basis if your wallet only has current ones or those that you actually use for transactions during the week. To prevent identity theft, leave IDs you don’t particularly need at home, locked up in a safe place. 5. Fill Out Only the Last Four...
Seattle Post Intelligencer - Found 14 hours ago If found guilty of wire fraud and identity theft, Gabriel K. Jang, of Newcastle, and Billy Morris Britt, of Renton, could each face more than...
Wahoo News - Found 20 hours ago ... educational campaign is being launched to help Nebraska businesses safeguard against security breaches that lead to crimes like identity theft.
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